Paeti Gustav Xaviers is the penname of Patti (Patricia J.) Markow. As a retired, award-
winning junior executive in the field of Mortgage Banking and computer programmer, Miss Markow
authors books and articles and does amateur web design work.
Miss Markow graduated from Keiser University
with a 4.0 GPA and an Associate's Degree in Law.
Originally from Elizabeth, New Jersey,
she currently resides in Port Saint Lucie, Florida.